Invite: Workshop on Responsible Borrowing and Dispute Resolution  

May 7, 2008

Third MoneyLIFE Workshop – 17^th May 2008, Nehru Centre     

Admission Free by prior registration only

MoneyLIFE and Citibank are happy to announce a Workshop on Individual Credit Ratings – the consequences of negative ratings and how to deal with them. This is your chance to be able to clarify issues and speak to the Reserve Bank of India's customer service officials as well as the Banking Ombudsman Mumbai. If you are in Mumbai, to take advantage of this opportunity -- it is free.

Even smart consumers are often unaware that a default on personal borrowings, whether a small consumer loan, credit card or home loan could permanently impair their credit history and affect their borrowing ability forever.  This workshop explains how financiers access a database maintained by the Credit Information Bureau of India Limited (CIBIL) to check if you are credit worthy. Learn all about borrowing wisely and the implications of bad credit history, including dispute resolution.

Citibank: Responsible use of Credit – P.S.Jayakumar, Country Business Manager, Global Consumer Group, Citi India

Credit Information Bureau of India Limited: Harshala Chandorkar – Asst. Vice President, CIBIL on ‘Understanding Credit Bureaus’

The Reserve Bank of India:

Ms.Sujatha E Prasad: General Manager RBI:  RBI’s perspective on consumer credit issues

Ms.Surekha Marandi, Banking Ombudsman Mumbai -- Dispute Resolution and dealing with wrong credit reports.

Sucheta Dalal

Consulting Editor

MoneyLIFE Magazine

http://www.moneylife.in/

Programme details:

Date: Saturday, 17 May 2008
Time: 4 pm to 6 pm
Venue: Nehru Centre – Hall of Culture, Near Haji Ali, Worli, Mumbai.

Schedule: 

4.00 – 4.05:            Introduction: Debashis Basu, Editor & Publisher, ML

4.05 – 4.20:            P.S.Jayakumar, Head, Consumer Banking, Citibank on Responsible Use of Credit

4.20 – 4.30:            Ms Harshala Chandorkar - Asst VP, CIBIL on Credit Bureaus

4.30 – 4.45:            Ms.Sujatha E.Prasad, RBI GM: RBI perspective on consumer issues

4.45 –5.00:            Ms.SurekhaMarandi, Banking Ombudsman,RBI: Dispute Resolution

5.00--5.55:            Open discussion: Moderated by Sucheta Dalal, Consulting Editor, ML

6.00 – 7.00:            High Tea and close of session

Admission Free but prior registration necessary

Registration:  Sheetal at MoneyLIFE – 2444 1059 / 24441060 by phone

Or, register by email at: [email protected]

We request you to register only if you are sure to attend. Seats Limited.