How to generate life certificate or Jeevan Praman Patra online?
Moneylife Digital Team 07 November 2020
Pensioners who get their due pension through Pension Disbursing Authorities (PDAs) such as the bank or the post offices are required to furnish a 'life certificate' or Jeevan Praman Patra' to these PDAs once every year. This life certificate is submitted either by presenting themselves personally or by delivering a life certificate in the prescribed format. EPFO guarantees a minimum pension of Rs 1,000 to pensioners. Employees Provident Fund subscribers who have contributed to the fund for at least 10 years are eligible for pension.
 
In view of the Covid-19 pandemic and considering the vulnerability of senior citizens, the government has extended the existing time-line for submission of life certificate. This year, all central government pensioners have been allowed to submit life certificate from 1st November 2020 till 31st December 2020. However, the pensioners in the age group of 80 years and above, can submit life certificate from 1st October 2020 onwards, to 31st December 2020.
 
In February this year, the Employees' Provident Fund Organisation (EPFO) stated that pensioners would be able to submit life certificate online at their convenience during any time of the year. The life certificate will remain valid for one year from the date of its submission. This is yet to be completely implemented yet. 
 
Earlier, the process of generation and submission of life certificates used to begin from 1st November while 30th November was fixed as the last date to complete the process. Those who failed to complete it in November had their pension disbursal stopped from January. However, now pensioners will be able to submit their life certificate anytime of the year without waiting for November. Once submitted, the certificate will remain valid for the next 12 months.
 
The ‘life certificate’ can also be generated online. Instead of submitting a life certificate physically after getting it attested by a bank manager or a gazetted officer, one can also submit a digital life certificate at any EPFO office, pension disbursing bank, UMANG app or common service centre. 
 
Pensioners can generate a digital life certificate using a software application and secure Aadhaar-based biometric authentication system. The digital life certificate (DLC), which is generated is stored online and can be accessed by the pensioner and the PDA whenever required by them.
 
Here are the requirements for generating a 'digital life certificate’:
 
1) The pensioner must have an Aadhaar number.
2) The pensioner needs to have an operational mobile number.
 
For the generation of the digital life certificate, pensioners need to first register with the 'Jeevan Pramaan' app.
 
Here are the steps to first register on the Jeevan Pramaan app: 
 
Step 1:  Download the 'Jeevan Pramaan' app and open it.
 
Step 2:  Go to the new registration link.
 
Step 3: Enter Aadhaar number, bank account number, and name, mobile number, pension payment order (PPO).
 
Step 4: Click on ‘Send OTP’. You will receive an OTP on your mobile number.
 
Step 5: Enter the ‘OTP’ and authenticate using Aadhaar.
 
Step 6: Then click on submit. After validation, a Pramaan ID will be generated
 
Here are the steps to generate a 'life certificate' online: 
 
The client software will require a biometric fingerprint / iris scanner device. In case you require support, please reach out to [email protected]
 
Step 1: Log in to 'Jeevan Pramaan' app by using Pramaan ID and OTP.
 
Step 2: Select the 'Generate Jeevan Pramaan' option and enter Aadhaar number, mobile number.
 
Step 3: Click on generate OTP.
 
Step 4: Once OTP received, enter it.
 
Step 5: Enter the PPO number, name, name of the PDA
 
Step 6: Scan fingerprint/iris and authenticate it using the Aadhaar data. 
 
Life certificate or the jeevan pramaan patra will be shown on the screen and a confirmation message will be delivered to the pensioner’s mobile number.
Comments
ganeshvishnu.jawahar
4 months ago
Sir, how to download app for jeevan pramaan patra ......it means umang app?
narayansa
10 months ago
ICICI Prudential has a good method.When your life certification is due, they send you an email with a link to an app. As you click it opens to ask a few details ,then you tap on another link and it activates your camera on the device and takes a selfie , which completes the certification process. Quite simple and effective. Others need to follow a similar method.
bloody.mexy.cool
10 months ago
Thats so stupid. To scan anyways people have to go to an authorised centre.

Why cant you just renew based on fingerprint via app screen ?

Add that feature in your app. Or let people renew for a year by default.

This stupid app is not helping anyone.
bsd5760
10 months ago
I do not understand why LIC do not accept this digital Jeevan Pramaan Life certificate as every year I have to submit grievance then only it is accepted. Central Government agency responsible for implementation of Jeevan Pramaan should take cognizance and ensure that Senior Citizens are not harassed and asked to submit physcial life certificate after getting it signed by Gazetted officer and going to LIC branch to submit the same. When LIC wants to sell some product the agents will come ten times to you for getting documents similarly why can't they send agents for collecting Physical Life Certificate from residence if Jeevan Pramaan Digital Certificate is not acceptable to them.
saran2sai
Replied to bsd5760 comment 10 months ago
Sometimes, system cannot be blamed. Only the individual peronality.
Abhiram K A
10 months ago
Can you pls clarify where is Jeevan Pramaan app? I didnt find any such app on Playstore. Are you referring to Umang app?
anirban taran
Replied to Abhiram K A comment 10 months ago
It is called Umaang on the Playstore
saran2sai
Replied to anirban taran comment 10 months ago
good. thanks.
narayansa
11 months ago
If I am doing the life certification online from home on my PC, how do I scan my fingerprint? Pl guide.
anirban taran
Replied to narayansa comment 10 months ago
You will have to buy a Jeevan Pramaan certified Biometric device (Fingerprint scanner from Amazon or Radium)
pschhaya
Replied to anirban taran comment 2 weeks ago
Would you have a recommendation for the easiest to use Biometric device that I could purchase. I am based out of Singapore and have been struggling to get my pension. I sent a signed and verified document from the Indian Embassy but no response from the Provident Fund office. I will now try the biometric device if that is the only way. Is the software downloading and downloading drivers complicated?
narayansa
Replied to anirban taran comment 10 months ago
Thanks for the guidance.
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