Innovative offer only for group insurance as of now
ICICI Lombard General Insurance has launched an outpatient department (OPD) health insurance offering, ‘i-Health Cashless OPD’. OPD expenses are 40% of healthcare expenses in India while the remaining 60% is for hospitalisation expenses. Mediclaim usually covers hospitalisation of 24 hours or more. While a number of day-care procedures are also covered, regular OPD services, like doctor’s consultation, diagnostics and pharmacy discount are not covered by mediclaim except as pre- and post-hospitalisation expenses if your hospitalisation claim is approved.
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