Small Savings Schemes Still Paying Higher Rates
The government’s move, to demonetise Rs1,000 and Rs500 notes to curb black money in the system, has led to a lowering of bank fixed deposits (FD) rates. Low bank FD rates, coupled with taxation as per individual tax bracket, can be disastrous for savers. However, savers still have some sources of higher deposit rates. One option is investing in post-office schemes. It can work well before...
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