Expectations of investment returns vary. In the 1990s, I recall that sell side (stockbrokers whose job is to sell stocks) would tell the buy side (mutual fund managers whose job is to buy) that, in Indian markets, a 30% compounded annual growth rate (CAGR) is possible. With each passing year, it kept getting a tad lower and is now in the 10%-12% range. This is because most of us use units...
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