INVESTOR INTEREST


While people have been rushing to banks to swap their low-interest deposits for what they call “premature renewal” at a higher interest, bank staff are deluged with paperwork. (When aren’t they groaning about it?) Banks like BoB and SBI have allowed such swaps as much as twice in a...

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  For ordinary investors, passive investing, or indexing, is one of the best ways to share in the wealth created by listed companies. Passive indexing involves buying an index fund, which are supposed to buy stocks that make up a popular index, in the same weightage as they exist in the index....

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They don’t discuss it or seek advice but men are just as fashion-conscious. Hemali Mehta drags men’s fashion out of the closet The millennium has heralded the arrival of the hip fashion-conscious man. Women beware. You’re up for some serious competition from your male counterparts when it comes...

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This is with reference to MoneyLIFE issues dated 23rd November 2006 and 1st March 2007 about complaints regarding India Infoline. I have filed a complaint at investorhelpline.in (complaint no. K-722M3346-HBB) two months ago, after reading about it in your magazine. The status shows that...

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Changing your car? Neither your insurer nor your car salesman will tell you about the No Claims Bonus. Here is what you need to know Every new development in India involves an expensive learning process. Consumers trying to transfer a legitimate No Claims Bonus (NCB) from an old car to a new...

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Plus a few other aspects of grooming Women’s hair-dressing has been around for ages. Now men’s hair-dressing has also ‘come of age’. Many in the corporate world go to expensive hair-dressers, and have their hair ‘coiffured’. There is the ‘standing up’ hair look and the ‘pasted down’ look and...

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How to deal with rising interest rates on home loans? For one, don’t panic and shift to a fixed-rate loan The five-year borrowing frenzy  - when home loan rates at under 7% were at their lowest ever - has decisively ended. It is now trauma time. After seven interest rate hikes in less than two...

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Is the great Indian growth story losing air? What are the reasons for and the effects of RBI’s tight money policy? Debashis Basu and Sucheta Dalal explore The Reserve Bank of India (RBI) is concerned that inflation has been well above its target 5% for too long and feels the need to contain...

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Keep your shopping list ready and wait for stock prices to come down to levels you are comfortable with We have an interesting paradox. Corporate profits are likely to be in record territory, if one goes by the March 15th advance-tax payments. Stock prices, however, seem to be falling. Is that...

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Active vs passive fund management is not the issue. It is whether you can stick to whatever you have chosen when the going gets tough A few issues ago, we highlighted a study by a US research firm Dalbar Inc. which underlined the fact that while funds earn a return that is reflected in the...

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One of the popular ways to value stocks is to use a formula that compares the market price to book value (P/B), which is arrived at by dividing the market price of a share with a company's book value per share. If a company is trading at a P/B of less than 1, it indicates that investors...

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In our last issue, we highlighted the first three of the seven sins of fund management, as described by James Montier, Global Equity Strategist with Dresdner Kleinwort Wasserstein. Here are the other four, starting with the biggest problem with the fund management business -- the assumption that...

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Fixed income products are now worth a look, thanks to a combination of  high returns and high safety When interest rates rise, equities as an asset class become less valuable. Further, given the massive four-year run up in our markets, I would like to think that this year should be more a year...

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How do you gauge the performance of your fund? One usual way is to look at the historical performance of various fund schemes and compare their returns vis-à-vis their benchmarks. But what period does the word “historical” stand for? In the US, many funds have a track record of more than...

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Hemali Mehta tells every girl who craves for a Louis Vuitton label how to rationalise an irrational decision. Starting a new section on luxury Louis Vuitton, Dior, Chanel, Moschino, Fendi and Valentino are just some of the most coveted luxury brands the world over. Indians are no longer a...

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This book takes you inside Andy Grove who led Intel to great heights Every computer user today is familiar with Intel, primarily due to the “Intel Inside” logo displayed prominently on computers and advertisements for computer products. Richard S Tedlow’s  fabulously wide-ranging new...

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A far as realty is concerned, the party is over”, a top banker told us just after the Reserve Bank of India’s monetary measures led to another hike in mortgage finance rates in early April. He describes it as a triple blow for the industry - higher ticket size for new apartments due to...

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T he Securities and Exchange Board of India (SEBI) has patted itself on the back for being the first regulator to launch mandatory IPO (initial public offering) grading as an additional investor protection tool. Congratulations are, indeed, in order, because there has been powerful opposition...

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