PERSONAL FINANCE


TruthInAdvertising.org 26 October 2021
A disproportionate number of students that have defaulted on their students' loans attended for-profit colleges.   WHAT’S UP   The FTC has put dozens of for-profit higher education institutions on notice that engaging in practices it has previously found to be unfair or...

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Sucheta Dalal Sucheta Dalal 22 October 2021
One outcome of the devastating, once-in-a lifetime pandemic is a grim realisation about our lack of preparedness for unexpected tragedies. Those who have lost loved ones over the past 20 months had to run the harrowing gauntlet of succession issues, while trying to come to terms with their...

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Walter Vieira Walter Vieira 22 October 2021
In a changing world, exits from personal and commercial relationships need to be pleasant. Or, as pleasant as can be, in the given circumstances. Fifty years ago, there were not as many exits as they are now. Also, the possibility of the two parties crossing paths with each other were remote....

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Sponsored Post 20 October 2021
People who want to own a residence look for a home loan to fund the purchase of a house or apartment or land to build a house. Most banks and NFBCs (Non-Banking Financial Companies) in India provide home loans for different tenure at varying interest rates.    In the olden days, when...

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Amitabha Banerjee Amitabha Banerjee 14 October 2021
While in corporate banking, my Boss was the assistant manager, whom I shall refer to as AM.   Initially, I was distinctly annoyed with the AM’s style of functioning. Gopal, from whom I was taking over, was clearly delighted to escape from AM’s clutches. He encouraged me to learn the...

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Venkatachari Jagannathan (IANS) 08 October 2021
Lack of proper promotion and transfer policies leading to arbitrariness in decisions, amending eligibility conditions and qualifications after the recruitment process has begun, scrapping the recruitment process midway are some of the human resources (HR) issues afflicting the Insurance...

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Walter Vieira Walter Vieira 08 October 2021
We have talked earlier about how times have changed over the last 50 years. Our parents joined a commercial enterprise and generally retired there itself. Others joined a government service or the Railways or the Post and Telegraph or the Armed Forces and also retired there. But this is not...

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US-based insurer Metlife Inc, through its group company, will acquire the combined 15.27 per cent stakes of I.G.E. (India) Private Ltd (IGE) and Elpro International Ltd (Elpro) in the PNB MetLife India Insurance Company Ltd (PNB MetLife) for about Rs 1,906 crore cash.   According to...

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As Delhi University (DU) released the first cut-off list on Friday for students seeking admission in undergraduate (UG) courses, several colleges such as Ramjas College and the Sri Ram College of Commerce set cut-off marks of 100 per cent in three and two UG courses,...

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Amitabha Banerjee Amitabha Banerjee 01 October 2021
Why would a dour, taciturn and, apparently, emotionless Scotsman grow red in the face when handing over a shiny cup to the owner of the winning horse in a prestigious race?   And why would he stomp away from the dais immediately afterwards?   And why was the owner of the horse...

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IANS 30 September 2021
The Supreme Court on Thursday ruled that an insurance company can reject the claim, if a vehicle does not have valid registration, as it denied a claim for the theft of a car having temporary registration.   A bench headed by Justice U.U. Lalit and comprising Justices S. Ravindra Bhat...

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Moneylife Digital Team 27 September 2021
The Supreme Court (SC) on Monday pulled up the Union government, National Board of Examinations (NBE) and National Medical Commission (NMC) for making the last-minute change in the examination pattern of post-graduate National Eligibility-cum-Entrance Test-Super Specialty (NEET-SS)...

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Moneylife Digital Team 27 September 2021
The Insurance Regulatory and Development Authority of India (IRDAI) has recently published a product structure guide for cyber insurance. The guide book is supposed to facilitate insurers in developing stand-alone cyber-insurance products, recommend possible coverage and evaluate new...

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Amitabha Banerjee Amitabha Banerjee 17 September 2021
At long last, Diego Alphonso Dias, known in our bank as DAD, bought our case for a third man in the dealing room, based on the logic that two dealers were needed to do forex trading, one at the Reuters monitor to track the rates and the other at the telex doing the deals. Two months of the...

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Moneylife Digital Team 13 September 2021
The Insurance Regulatory and Development Authority of India (IRDAI) has issued guidelines to insurers on structuring cyber insurance for individuals and gaps that need to be filled. As per the guidelines, cyber insurance should provide cover against theft of funds and identity, unauthorised...

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Moneylife Digital Team 11 September 2021
Star Health & Allied Insurance, a stand-alone health insurer, has launched a platinum variant of its existing cardiac-care and cancer-care plans. Let us find out if they are worth it.   Star Health Cardiac Care – Platinum This is an indemnity cover policy designed for persons who...

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Sponsored Post 11 September 2021
Home loan balance transfer is a feature that allows you to switch your lender. The question is why would you switch to a different lender, and how does a home loan balance transfer benefit you? The most obvious answer is, of course, to reduce your total interest outflow. A balance transfer...

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Walter Vieira Walter Vieira 09 September 2021
In the days gone by, companies died slowly. It took a long time. It also took a long time to establish companies, especially those that would create a global impact. Thus, you have companies that have been around for a hundred years. There is a company in Japan, which is a thousand years...

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IANS 06 September 2021
People with Employees' Provident Fund and Voluntary Provident Fund (VPF) contribution of over Rs 2.5 lakh per financial year will now have two separate PF accounts.   Finance Minister Nirmala Sitharaman had announced, in this year's budget, that PF contribution of more than Rs 2.5...

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Moneylife Digital Team 03 September 2021
Edelweiss Tokio Life has launched a new term life insurance called Total Protect Plus. The pure-risk insurance plan provides life cover up to age 100 years, including a host of optional riders to enhance the cover.   Term life insurance is a useful product to protect dependents from...

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