Sucheta Dalal :
Sucheta Dalal

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No Articles submitted for the Period September 2014

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  • Study Says ‘Drink Responsibly’ Messages Fall Terribly Short Sep 30, 2014
    Responsibility messages promote products instead of conveying relevant public health information, study finds
  • Learning From Four Years of Diving Into Dollars for Docs Sep 30, 2014
    Payments from pharmaceutical companies touch hundreds of thousands of doctors. The 17 companies ProPublica have tracked spent $1.4 billion in 2013 alone. Here are the top five takeaways from following all that money
  • The ‘Made in India’ Problem Sep 30, 2014
    While the PM has announced ‘Make in India’ with great fanfare, innovative companies like Uber and Amazon are getting a taste of laws made in India
  • Kavita Karkare, wife of slain ATS chief Hemant Karkare, is no more Sep 30, 2014
    Kavita Karkare, wife of slain ATS Chief Hemant Karkare, who was killed in the 26/11 terror attack, was a saviour to widows of constables as she took up their causes and fought for justice by visiting Mantralaya corridors
  • NPPA\'s U-turn on capping prices of 108 drugs for cardiac, diabetes Sep 30, 2014
    First, the drug regulator issued guidelines to control prices of drugs that were outside the list of essential drugs. When pharma companies reached court, NPPA withdrew its guidelines through a notification
  • Is China and Europe trying the wrong type of stimulus? Sep 30, 2014
    QE has not necessarily shown major benefits other than inflating stock markets. Injecting more money into economies that certainly do not need it is easy, but eventually those economies, like other addicts, will collapse as well
  • Let\'s first discover India and its potential Sep 29, 2014
    In order to attract Foreign Direct Investments (FDI), it is essential and imperative that we devote the time to First Develop India and to do so effectively, we need to First Discover India, in what it can offer!
  • Inside the New York Fed: Secret Recordings and a Culture Clash Sep 29, 2014
    A confidential report and a fired examiner’s hidden recorder penetrate the cloistered world of Wall Street’s top regulator—and its history of deference to banks
  • The Cost of Active Fund Management Sep 26, 2014
    A majority of actively managed schemes underperform their benchmarks. Do not let their high costs eat into your returns
  • Don’t Save 10% of Your Income, Spend 50% of Every Raise Sep 26, 2014
    A different approach to saving more and spending less
  • Coal mining: What next after SC decision to cancel blocks Sep 26, 2014
    The new unit cost per tonne of mined coal is going to be higher than the previous method, but would still be a lot cheaper than imported coal or obtaining supplies from Coal India. Also in the e-auction, govt need to consider giving a right of first refusal to present block owners
  • Narendra Modi in US: Huge crowd waits for the Indian PM with excitement Sep 26, 2014
    The excitement among Modi fans as well as critics is unprecedented. A ticket to the speech has become a status symbol and those who have not acquired one plan to gather at Times Square to hear the Indian PM
  • Delhi HC upholds Rs25,000 penalty against Railway Board CPIO Sep 26, 2014
    The HC dismissed the CPIO\'s petition at the admission stage itself against CIC\'s decision to impose a penalty of Rs25,000. This ruling is important because several times, public authorities have been found approaching courts at the drop of hat and at the cost of the tax payer
  • For Oil & Gas Companies, Rigging Seems to Involve Wages, Too Sep 26, 2014
    US Department of Labor investigations have uncovered hundreds of cases in which oil and gas workers, many involved in dangerous jobs, are being cheated of earnings
  • Modi’s target to put India in the top 50 in ‘Ease-Of-Doing-Business’ a pipedream? Sep 25, 2014
    India is ranked 134 out of 189 in the ease of doing business rankings of the World Bank. The PM\'s desire would require huge shifts at the Central, State, Judiciary, Regulatory and Executive levels. Can he achieve it all in three years?
  • Father of comatose student waiting for justice even after 19 months Sep 25, 2014
    Parag Ingle, an 8th standard student of Loyola High School is in comatose state since 1 February 2013 after receiving a bullet injury during NCC firing practice session. His father, Narendra Ingle, is still running around to get justice and answers from authorities
  • When Chinese President Xi Jinping serves two googlies! Sep 25, 2014
    India needs to note with great alacrity and caution, all questions of subtle references to non-demarcation of borders, disputes and accidental transgressions raised and caused by China
  • Lear Capital’s \'Free\' Silver Will Cost You $20,000 Sep 25, 2014
    Know what you\'re getting into with this promotion for $500 worth of \"free\" silver coins
  • Aadhaar: Is the Modi govt moving against the Supreme Court order? Sep 25, 2014
    The Supreme Court says Aadhaar is not mandatory for public services. Yet, like the Congress government, Modi too is forcing the biometric ID
  • SEBI Regulates ‘Research Analysts’ Sep 25, 2014
    Will investors benefit from this?
  • CCI Skewers Auto Manufacturers Sep 25, 2014
    This judgement could turn the tide in favour of consumers and end-users
  • Can Uber end the dominance of autorikshaw, taxis in India? Sep 25, 2014
    Today the public transport scenario in most major cities is pathetic. Uber, a US company, is offering some relief to Indians from the ever adamant auto and taxiwallas
  • Google Money: Stanford Promises Not to Use the Funding for Privacy Research Sep 24, 2014
    Stanford\'s Center for Internet and Society has long received funding from Google, but a filing shows the university recently pledged to only use the money for non-privacy research. Academics say such promises are problematic
  • Bilcare’s funny accounting figures Sep 23, 2014
    During FY2014, Bilcare added Rs685 crore as fixed assets under tool & equipment, which is about 20% of the company\'s total assets, even as its sales tumbled 45% and shot up to Rs121.5 crore
  • HDFC Bank’s false pitch: personal loan without credit score Sep 23, 2014
    Aviral Technology is sending mailers allegedly on behalf of HDFC Bank that says there is no minimum credit score requirement for availing loan once you check personal loan eligibility. This turns out to be blatant mis-selling
  • Should Coal India be allowed to carry on e-auctions? Sep 23, 2014
    Coal India need to honour the commitment given to power producers by supplying them coal first and only resort to e-auction of any excess production
  • Does the Executive Suite Match the Empowerment Message in the Ad? Sep 23, 2014
    Are companies whose commercials tell women they can reach whatever heights they want all talk?
  • How Insurers Are Charging You More for Your Generic Drugs Sep 23, 2014
    The Affordable Care Act bans US insurance companies from discriminating against patients with pre-existing conditions. Some experts say insurers could be doing just that by forcing people with certain illnesses to pay more for their drugs
  • Sloppy research by Fareed Zakaria & Morgan Stanley’s Ruchir Sharma? Sep 22, 2014
    Fareed Zakaria, quoting Ruchir Sharma and a Morgan Stanley research study, wrote that delayed reforms by Narendra Modi might get punished; Indian markets may retreat just as in Japan. But the Nikkei is now trading at a multi-year high
  • How Detectives Coaxed Suspect in Etan Patz Murder to Confess Sep 22, 2014
    Pedro Hernandez, a man with an IQ of 70 and history of mental illness, confessed to strangling a 6-year-old boy after investigators appealed to his religious faith
  • US Diploma Mill Allegedly Swindled $11 million from Students Sep 22, 2014
    Consumers allegedly charged between $200 and $300 for high school diplomas that turned out to be bogus
  • Will the Central Bankers be beaten up by their own magic wand of free money? Sep 22, 2014
    Free money, like anything else that is free in a market system, tends to be wasted. If it is wasted, it doesn’t promote the growth that the markets have anticipated. If the illusion is finally dissipated, then along with it, will perhaps go the central banker’s most effective tool
  • Make In India: Big mess to clear at home before inviting foreigners Sep 22, 2014
    Are we really prepared for \'Make in India\', invite foreigners to come and set up shop here and \'make\' all the things that they wish to, and export, where they please?
  • A Relook at Evidence-based Medicine Sep 22, 2014
    Is the relationship between scientific method and medicine fragile?
  • Top Bets of Best Funds Sep 22, 2014
    17 stocks selected with the same methodology that beat 88% of equity schemes last year
  • 4 Ways to make RBI\'s draft Charter on Customer Rights meaningful Sep 22, 2014
    The RBI should constitute a committee of experts with majority representation from users of banks’ services to ensure that a fair, just and equitable charter is evolved
  • Book Review of \\\'The 52-Week Low Formula\\\' Sep 19, 2014
    An interesting formula that helps to buy stocks when they are down
  • How to resolve iron ore mining issues Sep 19, 2014
    Due to uncertainty, the Indian steel industry has resorted to import iron ore. Although the SC has allowed category A mines to start production, miners are facing several issues like renewal of licence and compliance
  • VIP culture is built on no rules and dubious practices Sep 19, 2014
    According to a reply procured under RTI, traffic can be stopped only for the President, the Vice President, the PM and visiting foreign dignitaries who are given President and PM level security cover
  • India has potential to add 2,000MW through solar energy each day! Sep 19, 2014
    With its ample sunshine, India could easily add power generation capacity by using more solar energy and less fossil fuels.
  • Igarashi Motors India: Riding the Auto Sector Growth Sep 19, 2014
    With new products being launched in the automobile sector by market leaders, profitable component manufacturers like Igarishi are likely to see improved performance
  • Feds Sue Corinthian Colleges over Deceptive Advertising Sep 19, 2014
    The lawsuit seeks to recoup more than $500 million in relief for student borrowers who were coaxed into taking education loan
  • Headless & directionless Govt. Banks: No priority for Modi Sarkar?new Sep 18, 2014
    At least five banks are headless, the FM has little time to spare for the banking industry, but the finance ministry is only focussed on the PM’s pet project JanDhan Yojana
  • Health Insurance: Group Insurance for Jains with Taxpayers’ Money? Sep 18, 2014
    Will National Insurance lose money in a sweet deal?
  • UP sugar mills still undecided over cane price formula Sep 18, 2014
    It may be a good idea for the Indian government to intervene and work out a uniform proposal for cane price in UP, similar to the linkage formula already in operation in Maharashtra and Karnataka
  • Moneylife Foundation gets the 10th MR Pai Memorial Award Sep 18, 2014
    Moneylife Foundation was chosen for the 10th MR Pai Award for its work in advocating and securing the interest of consumers, savers and investors
  • Old Debts, Fresh Pain: Weak Laws Offer Debtors Little Protection Sep 18, 2014
    Critics say the 1968 federal law that allows collectors to take 25% of debtors’ wages, or every penny in their bank accounts, is out of date and overly harsh
  • Narendra Modi the Master Communicator Sep 17, 2014
    Narendra Modi set twitter records
  • RBI Goes after Guarantors Sep 17, 2014
    Will it stop wilful default this time?
  • ATM Security: Is 24x7 \\\'remote surveillance\\\' system the answer? Sep 16, 2014
    The new security system from Axis Bank, dubbed \\\'alert-based surveillance\\\', uses CCTV and sensors for contact, smoke and vibrations to send an alert of suspicious activity at the ATM. But can this \\\'remote security\\\' really protect the customer?
  • New fertiliser policy must look at setting JVs abroad Sep 16, 2014
    A new fertiliser policy should cover ways and means to achieve self-sufficiency. At the same time, we need to set up joint ventures outside in gas producing countries so that fertiliser is imported and gas from India is diverted for other purposes
  • Game of Secrets: Be wary of Spreading Secrets on This App Sep 16, 2014
    Valuable information hangs in the balance with the Game of Secrets app
  • Bad loans: Wages of Millions Seized to Pay Past Debts Sep 16, 2014
    A new study provides the first-ever tally of how many employees in the US lose up to a quarter of their paychecks over debts like unpaid credit card or medical bills and student loans
  • When Bollywood and celebrities join commoners to say \'I Stand With Deepika Padukone\' Sep 16, 2014
    Probably for the first time, top Bollywood actors and celebrities took a public stand against a \'powerful\' newspaper\'s crass and titillating coverage of Deepika Padukone, when the star decided to hit back at the media group on Twitter
  • Is the gas price saga coming to an end? Sep 16, 2014
    What is needed is a pricing policy that should be market-driven. Policy on gas pricing should have to be realistic and practical!
  • Can growth in North America and India pull the rest of the world? Sep 16, 2014
    It depends on two crucial questions: the effect of tighter monetary policy in the US and whether the Chinese real estate slowdown reverses or accelerates
  • The Fake Article that Promises Real Results Sep 16, 2014
    It’s not uncommon for advertisers to use fake news articles to lure you into buying something. But so long as you remember that most actual articles aren’t riddled with misspellings, grammatical errors, and phrases like “a deadly combo for getting insanely ripped,” you should be OK
  • Have Achhe Din for auto industry begun? Sep 12, 2014
    With car sales recording a volume growth of 15% and two-wheelers continuing their upward march with 19% higher sales during August, the beginning of this years festival season has brought cheers to the Indian auto industry
  • A Portfolio that Adjusts to the Market Sep 12, 2014
    A simple timing model has worked well in the US to deliver risk-adjusted returns
  • How to use Iranian funds kept with UCO Bank, while helping them Sep 12, 2014
    Iranian government has kept funds worth $4 billion, interest free, in UCO Bank, due to Islamic principles of not taking interest. While respecting this gesture, what we can suggest to them is to spend a billion or two for investing in certain industries in India that would benefit both countries
  • Green Coffee Bean Weight Loss Study Seriously Flawed Sep 12, 2014
    Texas-based Applied Food Science is asked by the FTC to pay $3.5 million to settle misleading weight-loss claims complaint
  • Investors Haul In Nearly Half the Tobacco Settlement Cash Sep 12, 2014
    An updated tally by ProPublica shows that tobacco bondholders in the US are due $2.6 billion of the $6 billion in this year’s payouts to state and local governments from Big Tobacco
  • How Aadhaar linkage can destroy banks Sep 12, 2014
    Even if Aadhaar numbers were proof of identity, which it is not, its use to make money transfers make financial transfers un-auditable, propagate money laundering and financial fraud. There is no justification for introducing an unverified and un-audited number to allow payments and settlements
  • When Justice Is Not Black and White Sep 12, 2014
    Courts often deal with moral dilemmas, when the just course is unclear
  • Safe and smart financial planning for working women Sep 12, 2014
    Moneylife Foundation conducted a seminar for Hindustan Unilever employees at their headquarters in Mumbai. Sucheta Dalal and Debashis Basu, took the audience through the various aspects of current and future financial lives
  • India-China talks: President Xi Jinping reaching India on 17th September? Sep 11, 2014
    It appears that the Chinese leadership is keen to resolve the border issue and also take up several issues of commercial importance
  • Energy Drink Companies Under Legal Attack Sep 11, 2014
    What you should know about some of the industry\'s top brands, including Red Bull and 5-Hour Energy
  • Why Gun Control Groups Moved Away from an Assault Weapons Ban Sep 11, 2014
    A decade after the ban expired, gun control groups say that focusing on other policies will save more American lives
  • Maharashtra Govt orders closure of Pune SOS Balagram to reclaim elite land? Sep 11, 2014
    The land is situated next to elite Poona Club Golf Course. The government will appoint an administrator and begin sending children to other homes
  • The Right Consumer Claims Sep 11, 2014
    Neither an inflated claim nor one that is too small has any bearing on the outcome of your complaint, as these cases show
  • Revamping RTO Sep 11, 2014
    Some solutions, within the existing laws, are extremely simple
  • Google to Refund $19 Millions to Parents Sep 10, 2014
    Under the terms of agreement, Google will pay at least $19 million in full refunds for billing consumers for millions of dollars their kids rang up on mobile apps without their consent
  • US Company Helps Russia Block Prominent Putin Critic Sep 10, 2014
    The US blogging company LiveJournal is showing an error message to users inside Russia who try to read the blog of Alexei Navalny, a prominent politician and critic of the Russian government
  • Domestic airlines need to fend for themselves as there are no rescue plans! Sep 10, 2014
    The government has no plans to come to the aid of the overtaxed, loan-burdened, distressed and non-profit making domestic airlines sector
  • Equity mutual funds report a net inflow for the fourth consecutive month, in August Sep 10, 2014
    Though the net inflow was lower compared to the past couple of months, equity mutual funds report a net inflow of Rs5,364 crore in August 2014
  • Every chest pain doesnt mean a heart attack Sep 10, 2014
    There are multiple causes of chest pain, like muscular aches and pains, pain related to pneumonia, chest injury etc. All have their own pathognomonic signs and symptoms
  • Why a European version of quantitative easing (QE) will be tough Sep 9, 2014
    In the US, UK and Japan quantitative easing is straight forward. The central banks just add a couple of extra zeros to their balance sheets and then go on a spending spree buying the country’s debt. If the ECB wanted to do quantitative easing it would have to buy the debt of its members. This might be exceptionally difficult
  • Moneylife Foundation calls for a round-table discussion on ATMs usage and charges Sep 9, 2014
    Moneylife Foundation, as the voice of over 30,100 savers, has sent a memorandum to the RBI and also called for a round-table discussion on 13th September with like minded citizens, activists and NGOs to take up ATM usage and charges issue with the banking regulator
  • Twitter getting ready for online shopping! Sep 9, 2014
    Twitter is testing a \'buy\' button inside tweets that would help users, who shared their credit card details and address to shop online
  • Woman Involved in Security Lapse at Arizona Terror Center Stripped of Citizenship Sep 9, 2014
    Immigration case leads to likely exile of Chinese immigrant who had role in embarrassing episode in Phoenix
  • Supreme Court to decide future of 46 captive coal mines Sep 9, 2014
    Unless the governments, both at the Centre and State level, take these issues seriously and implement a uniform approach and policy over coal mines, we will continue to be in a mess

  • -- Sucheta Dalal


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